Local Guides/Twin Cities Metro

Twin Cities Metro Benefits Guide

Comprehensive guide to PFML, health insurance, and employee benefits for the 7-county Minneapolis-St. Paul metropolitan area.

7
Counties
3.7M
Population
~130K
Est. PFML Claims/Yr
47
Health Plan Options

The 7-County Metro Area

Hennepin County

Population: 1.28M
County Seat: Minneapolis
MinneapolisBloomingtonPlymouth+2 more

Ramsey County

Population: 552K
County Seat: St. Paul
St. PaulMaplewoodRoseville+1 more

Dakota County

Population: 439K
County Seat: Hastings
EaganBurnsvilleLakeville+1 more

Anoka County

Population: 363K
County Seat: Anoka
BlaineCoon RapidsFridley+1 more

Washington County

Population: 267K
County Seat: Stillwater
WoodburyCottage GroveOakdale+1 more

Scott County

Population: 150K
County Seat: Shakopee
ShakopeePrior LakeSavage+1 more

Carver County

Population: 106K
County Seat: Chaska
ChanhassenChaskaWaconia+1 more

Twin Cities-Specific Considerations

Local Ordinances

  • Minneapolis ESST: Earned Sick and Safe Time requires paid sick leave for all employees working in Minneapolis.
  • St. Paul ESST: Similar sick leave requirements for St. Paul employees.
  • Bloomington ESST: Sick and safe time ordinance for Bloomington workers.

Healthcare Considerations

  • Provider Networks: Most major health systems (Allina, HealthPartners, Fairview, North Memorial) have strong metro coverage.
  • Plan Options: Metro residents have access to the most health plan options in the state.
  • Average Premiums: ~$580/month (slightly higher than outstate due to healthcare costs).

Major Twin Cities Employers

Target Corporation

Minneapolis

~25,000 localRetail

UnitedHealth Group

Minnetonka

~20,000 localHealthcare

US Bank

Minneapolis

~15,000 localFinance

3M

Maplewood

~12,000 localManufacturing

Mayo Clinic

Rochester (serves metro)

~10,000 metroHealthcare

State of Minnesota

St. Paul

~50,000Government

Allina Health

Minneapolis

~28,000Healthcare

Best Buy

Richfield

~8,000 localRetail

Metro Resources & Assistance

MNsure Navigator Sites

Free help with health insurance enrollment

Minneapolis, St. Paul, Bloomington, Brooklyn Park

DEED CareerForce Locations

Employment services and PFML information

Minneapolis, St. Paul, Anoka, Burnsville

Minnesota Department of Revenue

Tax questions related to PFML

St. Paul (main office)

Twin Cities Benefits FAQ

Ready to Explore Your Benefits?

Use our calculators to estimate your PFML benefits and health insurance subsidies.