Privacy Policy

Introduction

Navitize ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website learn.navitize.com and use our services.

Navitize is a product innovation from Patnu Consulting LLC, located at 3500 Vicksburg Lane N, Suite 400-127, Plymouth, MN 55447. By using our website, you consent to the data practices described in this policy.

1. Information We Collect

Personal Information You Provide

We may collect personal information that you voluntarily provide when you:

• Use our PFML calculator or subsidy calculator
• Fill out contact forms or request information
• Subscribe to our newsletter or blog updates
• Create an account on Navitize.com (our main application)
• Communicate with us via email or phone

This information may include: name, email address, phone number, mailing address, income information (for calculators), employment information, and any other information you choose to provide.

Automatically Collected Information

When you visit our website, we automatically collect certain information about your device, including:

• IP address and device identifiers
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website addresses
• Location data (city/state level only)

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. These may include:

• Essential Cookies: Required for website functionality
• Analytics Cookies: Help us understand how visitors use our site
• Preference Cookies: Remember your settings and preferences

You can control cookies through your browser settings. However, disabling cookies may limit certain features.

2. How We Use Your Information

We use collected information for the following purposes:

• Provide Services: Calculate PFML benefits, estimate subsidies, provide insurance guidance
• Respond to Inquiries: Answer questions and provide customer support
• Improve Our Website: Analyze usage patterns to enhance user experience
• Send Communications: Deliver newsletters, updates, and educational content (with consent)
• Comply with Legal Obligations: Meet regulatory requirements and respond to legal requests
• Prevent Fraud: Detect and prevent fraudulent or unauthorized activity

We do NOT: Sell your personal information to third parties or use it for purposes unrelated to our services without your explicit consent.

3. How We Share Your Information

We may share your information in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our website, conducting business, or serving users. These providers include:

• Web hosting and cloud storage providers
• Email service providers
• Analytics providers (e.g., Google Analytics)
• Customer relationship management (CRM) systems

All service providers are contractually obligated to keep your information confidential and use it only for the purposes we specify.

Legal Requirements

We may disclose your information if required by law, regulation, legal process, or governmental request, or to protect the rights, property, or safety of Navitize, our users, or others.

Business Transfers

If Navitize or Patnu Consulting LLC is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Data Security

We implement industry-standard security measures to protect your personal information, including:

• SSL/TLS encryption for data transmission
• Secure servers with restricted access
• Regular security audits and updates
• Employee training on data protection
• Limited access to personal information on a need-to-know basis

While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security but are committed to maintaining the highest standards.

5. Your Rights and Choices

You have the following rights regarding your personal information:

To exercise these rights, contact us at jael.were@navitize.com or call +1 (763) 221-4018.

6. Third-Party Websites

Our website may contain links to third-party websites, including government resources (MNsure, Minnesota PFML), insurance carriers, and community organizations. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

7. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately so we can delete it.

8. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information
• Right to opt-out of the sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising CCPA rights

To exercise these rights, contact us at jael.were@navitize.com.

9. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of significant changes by:

• Posting the updated policy on this page with a new "Last Updated" date
• Sending an email notification (if you have subscribed to our communications)

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: