Find a Health Insurance Broker Near Me in Minnesota
To find a health insurance broker near you in Minnesota, use the official MNsure Assister Directory at mnsure.org—search by ZIP code to find MNsure-certified brokers in Minneapolis, St. Paul, Rochester, Duluth, and across the state. Broker services are usually free (they're paid by insurance companies, not you). Alternatively, skip the broker and compare all 50+ Minnesota health plans yourself using Navitize, our AI-powered plan comparison tool available 24/7.
3 Ways to Find a Health Insurance Broker in Minnesota
Use MNsure's Assister Directory
The official database of all MNsure-certified brokers and navigators. Search by ZIP code for local options.
Search MNsure DirectoryVisit a Broker Enrollment Center
Walk-in locations across Minnesota where you can meet with certified brokers in person.
Find Enrollment CentersCall MNsure Contact Center
MNsure staff can help you find a broker or navigator in your area.
1-855-366-7873Find a Health Insurance Broker by City
Click your city to learn more about local broker options, or search the MNsure directory directly.
Minneapolis
ZIP: 55401-55488
Minnesota's largest city with numerous MNsure-certified brokers serving the metro area.
St. Paul
ZIP: 55101-55199
The state capital with many brokers serving government employees and families.
Rochester
ZIP: 55901-55906
Home to Mayo Clinic, with brokers experienced in healthcare worker coverage.
Duluth
ZIP: 55801-55812
Serving northeastern Minnesota including the Iron Range and North Shore.
Bloomington
ZIP: 55420-55438
South metro hub with brokers serving families and Mall of America area businesses.
Brooklyn Park
ZIP: 55428-55445
Diverse northwest suburb with multilingual broker options.
Plymouth
ZIP: 55441-55447
West metro community with brokers serving families and small businesses.
Woodbury
ZIP: 55125-55129
East metro suburb with growing population and broker availability.
Greater Minnesota: Rural Areas
Brokers Serving Rural Minnesota
If you're in Greater Minnesota—including areas like St. Cloud, Mankato, Moorhead, or smaller communities—you can still find MNsure-certified brokers. Many brokers offer phone and video consultations, so distance isn't a barrier.
- Phone consultations available statewide
- Video meetings via Zoom or Teams
- Same plans and prices as metro areas
Can't Find a Local Broker?
Navitize works anywhere in Minnesota. Compare all 50+ health plans with AI-powered recommendations—no broker appointment needed.
Try NavitizeWhat to Ask a Health Insurance Broker
Before working with a broker, ask these questions to ensure they're the right fit:
Red Flag: If a broker is reluctant to answer questions about fees, certifications, or carrier relationships, consider finding a different broker.
MNsure Broker vs Navigator: Which Should I Use?
| Feature | Broker | Navigator |
|---|---|---|
| Who are they? | Licensed insurance agents | Trained enrollment assisters |
| Cost to you | Free (usually) | Always free |
| How they're paid | Commission from carriers | Salary/grants (nonprofit) |
| Can recommend plans? | Yes | No (unbiased info only) |
| Off-marketplace plans? | Yes | No (MNsure only) |
| Help with subsidies? | Yes | Yes |
Bottom Line: Use a broker if you want plan recommendations and possibly off-marketplace options. Use a navigator if you want completely unbiased help with MNsure enrollment.
Insurance Carriers Brokers Can Offer
MNsure-certified brokers in Minnesota can help you with plans from these major carriers:
Blue Cross Blue Shield of Minnesota
Medica
HealthPartners
UCare
Don't Want to Use a Broker? Try Navitize
Compare Plans Yourself, 24/7
Not everyone needs a broker. If you're comfortable comparing plans online, Navitize gives you AI-powered recommendations instantly—no appointments, no phone calls.
- Compare all 50+ Minnesota health plans
- Get personalized recommendations for your situation
- See your true annual costs, not just premiums
- Available 24/7—research at your own pace
Why People Choose Navitize
Research plans at 10pm on Sunday if you want
See all plans side-by-side in seconds
We don't earn commissions from carriers
Frequently Asked Questions
How do I find a health insurance broker near me in Minnesota?
The easiest way to find a health insurance broker near you in Minnesota is through MNsure's official Assister Directory at mnsure.org. You can search by ZIP code to find MNsure-certified brokers in your area. Alternatively, you can search online for "health insurance broker" + your city name, or use Navitize to compare plans yourself without needing a broker.
Is there a health insurance broker near me that's free?
Yes, most health insurance brokers in Minnesota are free to consumers. Brokers earn commissions from insurance companies, not from you. When searching for a broker near you, ask upfront if they charge any fees—MNsure requires brokers to disclose fees before providing services. The vast majority of individual/family health insurance broker services are completely free.
What is the MNsure Assister Directory?
The MNsure Assister Directory is an official searchable database of all MNsure-certified brokers and navigators in Minnesota. You can search by ZIP code, city, or county to find assisters near you. All listed professionals have completed MNsure certification training and can help you enroll in marketplace plans and apply for subsidies.
What's the difference between a MNsure broker and navigator?
Both can help you enroll in MNsure plans, but there are key differences. Brokers are licensed insurance agents who can sell plans from multiple carriers and earn commissions. Navigators are typically nonprofit employees who provide free, unbiased help but cannot recommend specific plans. Both are MNsure-certified and can help with subsidy applications.
Are there health insurance brokers in Minneapolis?
Yes, there are many health insurance brokers in Minneapolis. You can find them through MNsure's Assister Directory by entering a Minneapolis ZIP code (55401-55488). Major brokerages with Minneapolis offices include HealthPartners brokers, Blue Cross agents, and independent MNsure-certified brokers throughout the metro area.
Can I find a health insurance broker in St. Paul?
Yes, St. Paul has numerous health insurance brokers. Search the MNsure Assister Directory using St. Paul ZIP codes (55101-55199) to find certified brokers near you. Many Twin Cities brokers serve both Minneapolis and St. Paul, so you have plenty of options in the metro area.
Are there health insurance brokers in Rochester, MN?
Yes, Rochester has several health insurance brokers serving the southeastern Minnesota region. Use the MNsure Assister Directory with Rochester ZIP codes (55901-55906) to find local certified brokers. Many Rochester brokers also serve surrounding communities like Austin, Winona, and Red Wing.
How do I find a health insurance broker in Duluth?
You can find health insurance brokers in Duluth through the MNsure Assister Directory using Duluth ZIP codes (55801-55812). Duluth brokers typically serve the entire northeastern Minnesota region, including the Iron Range and North Shore communities.
What should I ask a health insurance broker before working with them?
Ask: (1) Are you MNsure certified? (2) Do you charge any fees? (3) Which insurance carriers do you represent? (4) How long have you been a broker? (5) Can you help me apply for subsidies? (6) What happens if I need help after I enroll? These questions help ensure you're working with a qualified professional.
Do I have to use a local broker or can I work with one remotely?
You can work with any MNsure-certified broker in Minnesota, regardless of location. Many brokers offer phone and video consultations, so you don't need to meet in person. However, some people prefer local brokers for face-to-face meetings. The choice is yours based on your preferences.
Ready to Find Coverage?
Whether you use a broker or compare plans yourself, the goal is finding coverage that fits your needs and budget.
Disclaimer
Navitize is not a licensed insurance broker. This page provides information to help you find brokers, but we do not endorse specific brokers or agents. For official enrollment help, visit MNsure.org.
Last updated: January 17, 2026